Start a New Personal Right
Create structured, official loan agreements with easy payment tracking. Keep relationships strong while protecting your money.
Make lending to friends and family official, structured, and stress-free with clear terms and easy payments.
Why Use Repay Hero?
Transform informal loans into professional agreements that protect both parties
Create legally sound loan agreements with clear terms, interest rates, and repayment schedules that protect both lender and borrower.
Automated payment reminders and tracking keep everyone on the same page. No more awkward "did you pay?" conversations.
Clear expectations and professional structure prevent misunderstandings and keep your relationships intact.
How It Works
Create a structured loan in minutes with our simple process
Create Loan Agreement
Set the loan amount, interest rate (if any), and repayment schedule. Our system generates a professional agreement.
Both Parties Sign
Send the agreement to your friend or family member. Both parties review and digitally sign the terms.
Set Up Payments
Borrower chooses their preferred payment method and schedule. Automatic reminders keep payments on track.
Track Progress
Both parties can view payment history, remaining balance, and upcoming payments in real-time.
Everything You Need
Professional loan management tools that make lending simple and secure
Legally binding digital signatures make agreements official without the paperwork hassle.
Friendly payment reminders sent automatically so you never have to ask.
Bank-level security protects all transactions and personal information.
Multiple payment methods including cards, bank transfers, and digital wallets.
View payment history, balance, and schedule anytime from any device.
Both parties stay informed with notifications and updates throughout the loan term.
Flexible Payment Options
Borrowers can choose the payment method and schedule that works best for them
Pay the full loan amount in a single transaction when ready.
Divide the loan into multiple payments over a custom schedule.
Set up automatic monthly payments to gradually repay the loan.
Accepted Payment Methods
Informal Loan vs. Repay Hero Loan
Start Lending Safely Today